City Of Sparks

Sparks Housing Program

 

local house viewHousing Program
George Graham - Housing Specialist
431 Prater Way
Sparks, Nevada 89431
Phone: (775) 353-7895   Fax: (775)353-1635
ggraham@cityofsparks.us

Your home is often your biggest investment. Improving living conditions and extending the life of your home is extremely important. The City of Sparks Housing Rehabilitation Program is here to assist qualifying, low income individuals and families with their homes.

More information about the City of Sparks Housing Rehabilitation Program

For more information on other affordable housing options, check out: Home at Last Plus

In 2008, the City adopted the Housing Element which presents current and future housing needs of the City. 

Housing Plan 2008

Appendix A Housing Needs

Appendix B Public Participation

Appendix C Glossary

Appendix D Senior/Disabled List

Appendix E New Development 

Questions & Answers about the Housing Rehabilitation Program:

What is the Housing Rehabilitation Program?

  • This is a federally funded loan program from the Department of Housing and Urban Development to help low income individuals.
  • It is administered through the City of Sparks.
  • The program is funded through the HUD Community Development Block Grant (CDBG) and HOME Investment Partnerships Program (HOME) funds.

Who is Eligible?
Individuals and families who meet program guidelines and live in the Sparks city limits. All applicants must:

  • Own and have occupied the home for at least one year.
  • Meet income requirements.

What Types of Homes Qualify Under This Program?

  • Owner-occupied single family residences. Condominiums, townhouses & mobile homes may also qualify.

What Type of Loans or Grants are Available?

  • Emergency Repair Grant
    • The maximum amount allowable under this program is $2,500 per household. The applicant must meet the income requirement of 60% or less of area median income. These grants may only be obtained in the event of an emergency that can affect health and safety. No payment is required and no lien is placed against your home. Emergency grants are administered on the basis of need.

HUD Low Income (60% AMI) Limits

Reno, NV. MSA FY 2012/2013 



1

Person

2

Person

3

Person

4

Person

5

Person

6

Person

7

Person

8

Person

 

$27,180

 

$31,020

 

$34,920

 

$38,760

 

$41,880

 

$45,000

 

$48,120

 

$51,180 

 

  • Deferred Payment Loan
  • The loan can be written for an amount up to $20,000 to make needed repairs. The applicant must meet the income requirement of 80% or less of area median income. The loan is secured by a Deed of Trust on the home. The loan is to be repaid, in full, when the property is sold or the title is transferred to another person or if you no longer live in the home. There are no interest charges. There are no monthly payments. 
  •  

HUD Low Income (80% AMI) Limits

Reno, NV. MSA FY 2012/2013

1

Person

2

Person

3

Person

4

Person

5

Person

6

Person

7

Person

8

Person

 

$36,200

 

$41,400

 

$46,550

 

$51,700

 

$55,850

 

$60,000

 

$64,150

 

$68,250 

 

What Type of Repairs are Covered by a Deferred Payment Loan

House repairs such as roofing, hazardous electrical wiring, plumbing, doors, windows, insulation (minimum code requirement), foundation, wall repair, floor covering, ADA issues and reduction of lead-based paint hazards (during general rehabilitation activities).

How Do I Apply?

  • This program is administered by the city's housing specialist.
  • Please call (775) 353-7895 if you have any questions or would like an application.     

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